Alexandra Garrison
Coldwell Banker Realty

 

Are you Ready to Become a Homeowner?  Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.

Hire a Realtor®  Buying a home is one of the most rewarding experiences any of us will ever have. It can also be one of the most challenging. Professional expertise and services can be a big help throughout the buying process.

Get Funding  Affordability is perhaps the single biggest concern of first-time homebuyers. Many singles and young families wonder how long it will take to afford their first home. The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs. Get A Loan-add hyperlink* https://www.grarate.com/

Finding the Right Neighborhood  If you’re unsure what to expect from a new neighborhood, your agent can help. A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.

Choose a Home  While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.

Home Buying Process  You’ve made the decision to buy a new home. Congratulations!

Making an Offer or Accepting One.  When you've found a special house, you want to call home, you'll probably feel excited and a bit nervous. What’s next?

Closing  The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. The closing will bring together all parties who are part of the real estate transaction.


Home Buying Checklist 

Whether your dream home is a new construction or existing home, it helps to know what to look for, and have a plan. The list below and your Coldwell Banker-affiliated agent will help you conduct a home search, negotiate, and close on a new home.

 

· Get pre-approved for a mortgage, check your credit report, type of mortgage, shop for best rates and programs.

· Determine your wants and needs: style of home, size, price, location, etc.

· Seek out a Coldwell Banker Residential Brokerage Realtor. Compare the services of different agents and look for good personal chemistry.

· Check out the neighborhoods, schools, crime rate, traffic, zoning, and commuting distance.

· Rely on your Coldwell Banker agent’s expertise and resources.

· Do the due diligence and research on your property of interest.

· Visit or have your agent visit the town or city hall to learn of any zoning changes, liens, easements, or other restrictions.

· Have your sales associate prepare a property value study, and ask the seller if there are any other offers and his motivation for selling, deadlines, etc.

· Conduct home inspections and other inspections.

· Prepare your offer and negotiate.

· Take advantage of the inspection contingencies in your offer and get thorough inspections to eliminate any surprises after you move in.

· Use the inspection report to renegotiate, if necessary.

· Conduct final negotiations.

· Do a walk-through inspection prior to closing.

· Visit your new home one last time before sitting down at the closing table to make sure everything is as you expect it to be.

Feeling good about the community you live in can be just as important as selecting the right home. As a local expert, I can help you find a neighborhood that best suits your needs. From local restaurants and activities to school information and market trends, explore the communities I serve below.